:root{--navy:#102747;--blue:#2864a6;--ink:#18283d;--muted:#63748a;--line:#e4eaf1;--soft:#f4f7fb;--white:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;color:var(--ink);line-height:1.7;background:#fff}
a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}
.wrap{width:min(1120px,calc(100% - 40px));margin:auto}
header{height:76px;border-bottom:1px solid var(--line);background:#fff;display:flex;align-items:center}
.nav{display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{font-size:22px;font-weight:850;letter-spacing:.09em;color:var(--navy)}
.links{display:flex;gap:25px;align-items:center;flex-wrap:wrap}.links a{font-size:14px;color:#465a73;font-weight:600}
.hero{background:linear-gradient(125deg,#102747,#245b91);color:white;padding:100px 0 92px}
.eyebrow{font-size:12px;letter-spacing:.18em;text-transform:uppercase;color:#b8d9ff;font-weight:700}
h1{font-size:clamp(38px,6vw,62px);line-height:1.12;letter-spacing:-.035em;margin:18px 0 22px;max-width:780px}
.hero p{font-size:18px;color:#d9e6f4;max-width:700px;margin:0}
.btn{display:inline-block;margin-top:30px;padding:12px 20px;border-radius:7px;background:white;color:var(--navy);font-weight:750}
.section{padding:76px 0}.soft{background:var(--soft)}.center{text-align:center}
h2{font-size:clamp(28px,4vw,38px);line-height:1.2;color:var(--navy);margin:0 0 16px;letter-spacing:-.025em}
.lead{max-width:740px;margin:0 auto 38px;color:var(--muted)}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{padding:26px;border:1px solid var(--line);border-radius:13px;background:white}
.card h3{margin:0 0 10px;color:var(--navy);font-size:19px}.card p{margin:0;color:var(--muted);font-size:15px}
.two{display:grid;grid-template-columns:1fr 1fr;gap:42px;align-items:start}
.callout{padding:28px;border:1px solid var(--line);border-radius:12px;background:white}
ul{padding-left:22px;color:var(--muted)}li{margin:8px 0}
.pagehead{background:var(--soft);padding:62px 0;border-bottom:1px solid var(--line)}
.pagehead h1{font-size:44px;color:var(--navy);margin:0 0 10px}.pagehead p{margin:0;color:var(--muted);max-width:760px}
.prose{max-width:850px;padding:55px 0 80px}.prose h2{font-size:23px;margin:32px 0 10px}.prose h3{font-size:18px;margin:24px 0 8px;color:var(--navy)}.prose p,.prose li{color:#53647a}
.notice{padding:16px 18px;background:#fff8e8;border:1px solid #f1d99b;border-radius:8px;color:#71551b;margin:22px 0}
.contactbox{padding:28px;border:1px solid var(--line);border-radius:12px;background:var(--soft);margin-top:24px}
footer{background:#0d1e35;color:#c3cede;padding:35px 0;font-size:13px}
.foot{display:flex;justify-content:space-between;gap:25px;flex-wrap:wrap}.foot a{color:#dce7f5;margin-right:16px}.foot p{margin:8px 0 0}
small{color:var(--muted)}
@media(max-width:760px){header{height:auto;padding:17px 0}.nav{align-items:flex-start;flex-direction:column}.links{gap:12px 18px}.hero{padding:72px 0}.grid,.two{grid-template-columns:1fr}.section{padding:55px 0}.pagehead{padding:45px 0}.pagehead h1{font-size:36px}}